The Powerball reached $1.5 billion

A few weeks ago, everyone was talking about the Powerball. One of my patients offered to buy me a ticket, but I politely refused.

Are you crazy. What if you win? You would never have to work again!

… I guess I am crazy.

As I was googling articles during my lunch, I came across this

Curse of the lottery

A lot of us imagine that winning the lottery would solve all our problems. Think about it…

  • Rent?

Why pay rent when you can buy your whole family houses?

  • Student debt?

Leaving the country? Not bout dat life anymore

  • Traffic?

Forget luxury cars… Pull up in this instead. BALLIN!

Was that a little over the top? Maybe

But realistically money allows us the option of working and the opportunity to help others around us… who wouldn’t want that?

Even with the best intentions, lotto winners STILL end up broke

After reading some of these articles, a lot of winners did exactly that. They took care of their friends, family, and strangers… but in the end they couldn’t manage their money. It’s fascinating to see how millions of dollars could be gone in just two years. It’s more money than what most people make in a lifetime.

Billie Harrell

$31 million gone within 2 years. WTF happened?

You might say to yourself… This would never happen to me… and I’m sure these winners thought that too.

How does this happen? Was it because they were too generous or getting turnt up every night? Where did it all go?

Champagne showers

Have you ever wondered why some people stay rich?

When I was younger, I thought the reason why people did better than others was because they had a better job.

Better job → More $ → More fancy shit

But as I started learning more about money, I realized that it wasn’t a good job that made people rich. Especially after reading Robert Kiyosaki’s Rich Dad Poor Dad, I realized this

Wealthy people

Use $ → Invest into assets → $ grows

Wealthy people invest their money into assets.

Middle/lower class people

Use $ → Pay expenses/liabilities → $0 remaining for assets

Lower and middle class spend their majority of their money on expenses and liabilities.

You might be thinking… WTF is an asset and liability? I said the same thing. Here is an oversimplified version…

  • Assets put money into our pocket.
    • Common examples: Businesses, stocks, real estate
  • Liabilities takes money from our pockets.

    • Common examples: Houses, cars, phones
  • Anything can be an asset, liability, or both.

When you earn and build up your wealth, you learn how to keep it. Wealth is determined by your mindset… not by the number in your bank account.

Being rich and being wealthy are NOT the same thing

Of course. There’s people who get rich from inheritance or win the lottery. What happens to their money? They blow it on cocaine… like this guy.

Cocaine and hookers

Hookers and cocaine are NOT an asset

It even happens to rappers, NFL players, and even music producers like Scott Storch… who also blew it on cocaine.

Scott Storch

Again… cocaine and hookers are NOT assets.

So what is the difference between being rich and wealthy?

Their mindset. To be rich, you just need money. To be wealthy, you need to understand the mindset of money. Money does not make you automatically wealthy.

If you took away everything, a wealthy person could build it up again using their skills, experiences, and mistakes. They understand that time (not money) is their most valuable asset. 

In the end, it comes down to this

So the point of this article wasn’t to give you a financial lesson, but to help you realize that you don’t need money to be wealthy. What makes a person wealthy? Growth, purpose, significance, contribution and love (It’s some hippie shit but its true).

Don’t get me wrong. I would love to have $1.5 billion… but know what I want more?

Hustlin for it and teaching YOU how to do it. Teaching people through with my stories, mistakes, and mudda troubles is more meaningful than just having money in the bank.

Right now I might be a just 9-5 9-9 employee, but I wake up most days excited for what’s to come. Things aren’t perfect and it never will be.

Dat grind

Dat grind

I don’t have everything that I want and I don’t think ever will… but thats okay. I’m happy with what I have now. Happiness comes within. We don’t need a lot to be happy.

No matter how much you think that money can solve your problems, just remember as Notorious BIG once said…

Mo money, mo problems.

So do you want to be rich or WEALTHY?

I’m going to be both.

Kevin Yee


I’m not a huge fan of Robert Kiyosaki, but there’s a lot of lessons you can learn from his book. There’s a lot more than what I wrote so if you want to see more of this stuff, let me know.
Full reference article can be found here.